From gifts to family dinners and holiday getaways, you deserve to enjoy the season of joy stress-free. Our Holiday Loansare here to help make your holidays brighter. Choose from our jolly options:
🎄Holiday Express Loan:
Up to $1,000 at rates as low as 6.99% APR* for up to 12 months. Light underwriting and quick approval!
🎁Holiday Dream Loan:
Up to $5,000 at rates as low as 7.99% APR* for up to 36 months, perfect for those requiring more financing.
Contact us today to get the holiday season started!
*APR= Annual Percentage Rate. The loan rate may vary depending on each individual’s creditworthiness. A credit check is required. Membership eligibility required. The $5,000 loan follows our standard approval process. The $1,000 short-term loan follows a light underwriting approval process. Must be a member for at least three months with no negative accounts or delinquent loans in the last six months with MCU. Must have existing income. Membership eligibility required. Offer expires on December 31, 2025. Terms and conditions apply. See the credit union for details. Federally insured by NCUA.
We’re seeking two full-time team members to join our Member Service Representatives Department. If you’re bilingual (English–Spanish) and passionate about helping people improve their financial well-being while learning about the credit union movement, this could be the perfect opportunity for you.
Experience in cash handling and customer service is preferred.
Be part of a team that values cooperation and community support.
At our credit union, you will have opportunities to grow and build a meaningful career.
Make your holiday season stress-free and joyful by saving a little each month! Our Holiday Club Account is a dedicated savings account to help you prepare for gifts, celebrations, and holiday getaways—so you can avoid last-minute spending. Deposits are unlimited, and your funds are disbursed by the firstFriday in November, as a check or automatically to your preferred account in MCU.
Start small, save consistently, and enjoy a brighter holiday season!✨ Ask one of our Member Service Representatives to help you set up your Holiday Club Account today!
*Membership eligibility required. See the credit union for details. Federally insured by NCUA. Deposits are unlimited; however, a $10 fee applies to any withdrawal made during the term, which runs annually from November 1 to October 31. Funds are disbursed by the first Friday in November, either by check or automatically to any Members Credit Union account you choose. Balances may also be transferred to a U-Name It Club for flexible access. APY = Annual Percentage Yield. Current Holiday Club Account APY: 0.20%.
Add Extra Security to Your Accounts:
Online or In-Person Setup Available
Starting January 1, 2026, members calling our credit union to speak with an MCU live representativewill need to provide a password to access account information. Setting up your password is simple:
Online: Log in to Online Banking, select “Secure Messaging”, then "Compose Message" and send a message with your chosen password.
In-Person: Visit the credit union during your next trip and set up your password with a representative.
Thank you for your cooperation. This added step helps keep your account safe and secure.
We’re excited to continue our partnership with SimplifyCT and the VITA Program to offerfree, reliable tax preparation services right here at Members Credit Union! Appointments will be available starting January 12, and services will be provided fromJanuary 29 through April 9, 2026, on Thursdays from 10:00 a.m. to 3:00 p.m. To schedule your appointment, please call860-590-8910or visit SimplifyCT.org to book online beginning January 12.
Students Take Charge of Their Financial Future at Our Reality Fair!
We recently hosted another Financial Reality Fair with students from Westhill and The Academy of Information Technology & Engineering (AITE) High Schools. They tackled real-world financial challenges—budgeting, paying bills, and making smart savings and credit choices. Their curiosity and “aha!” moments reminded us why these fairs matter. We’re planning our next fair this spring and need volunteersto help make it a success! Interested? Email Alejandra at agomez@memberscu.coop or text 203-622-6050.
How did we do in 2025?
We’d love to hear your feedbackto help make 2026 even better.Please take a moment tocomplete our short surveybelow.
Your 2025 tax forms will be available with your year-end statement through online banking starting January 1, 2026. For details on your forms, please consult your tax advisor.
Upcoming Closures
Christmas Eve - Wednesday, December 24th - Closing at 1:00 PM
Christmas Day- Thursday, December 25th- Closed
New Year's Eve - Wednesday, December 31st - Closing at 1:00 PM
New Year's Day - Thursday, January 1st - Closed
Martin Luther King Day - Monday, January 19th - Closed
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Members Credit Union, 612 Bedford St., Stamford, CT 06901, United States
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